Free in your browser · No download

Play Grind & Dream free

Start as a Teacher: $4,683 a month and $42,500 of student, car, and credit card debt. Can you make your money cover your lifestyle?

Play full screen

On a phone, tap Play full screen and turn your phone sideways.

The board is made for a sideways screen.

Play full screen

How to play

  1. 1 · Roll

    Roll the die and move around the board. Each Payday you pass is one month: your salary comes in and your bills go out.

  2. 2 · Invest

    On Investment spaces, pick a Small Deal or a Big Deal: stocks, rentals, or businesses that pay you every month.

  3. 3 · Adapt

    Markets move, life events cost money, and lifestyle upgrades tempt you to spend more.

  4. 4 · Optimize

    Cut expenses, grow your career, or refinance debt to free up cash flow for the next deal.

You win at 100% FI Progress, when your investments and passive income cover your expenses. If you go broke a second time, the run is over.

Want the full game?

The Grind & Dream app adds seven more careers, from Nurse to Software Engineer, each with its own salary, expenses, and debt. It's free on iPhone and Android.

Still paying off debt? Start with the step before this one.

Play Debt Escape free →

Grind & Dream is an entertainment simulation, not financial advice. Its simplified rules and results do not predict investment performance or guarantee Financial Independence.